Protection advice, without the sales pitch.
I’ll tell you what you need, what you don’t, and what it costs. If you don’t need cover, I’ll say so — that’s the whole job.

I compare cover from leading UK insurers.
- Vitality
- Scottish Widows
- Zurich
- Legal & General
- Aviva
- Guardian
- MetLife
- The Exeter
- LV=
- Royal London
What I can arrange
Five kinds of cover. Most people need two of them.
Life Insurance →
Pays a lump sum if you die, so the mortgage gets cleared and your family stays put.
Critical Illness Cover →
Pays out on serious illness — cancer, heart attack, stroke — while you're still here to use it.
Income Protection →
Replaces your monthly income if you can't work. Worth a serious look if you're self-employed with no sick pay to fall back on.
Family Income Benefit →
Pays your family a monthly income if you die, instead of one lump sum — often cheaper than an equivalent lump sum policy.
Business Protection →
Relevant life, key person and shareholder cover for directors. Often paid by the company.
Not sure which?
That’s normal. Tell me your situation and I’ll work it out. My advice costs you nothing. No obligation.
How it works
01
A proper conversation
20 minutes on the phone. What you earn, who depends on you, what you'd want to happen.
02
I do the comparing
I go through the insurers I work with and come back with options in plain English.
03
Covered, and I stay put
Application handled for you. I'm still your point of contact years later — including at claim.
10
insurers compared for you
£0
My advice costs you nothing.
1 day
I'll come back to you within one working day
12 yrs
in the insurance industry
In their words
What clients have said.
Reviews left for me by clients during my previous role as a protection adviser.
I was talked through everything with Lewis and it's a super easy thing to do. I'm so happy I've done it — it feels good knowing my closest will not have to struggle when my time comes. Thank you so much!
Adam · February 2026
Lewis was incredibly helpful and insightful, with great product knowledge. Would definitely recommend his services.
Mike C. · January 2025
Lewis was extremely helpful and informative when setting up my new life insurance policy. Thank you for making it such an easy and stress free experience :)
Sophie S. · November 2024
Lewis was really helpful sorting out my life insurance. He explained everything very clearly.
Salma S. · April 2025
Lewis was very helpful with arranging life assurance. He was very responsive and clearly explained things when we had questions.
Joseph

Who you’d be dealing with
I’m Lewis. This is all I do.
No call centre, no handing you to someone else once the paperwork’s signed. I’m the person who picks up — when you’re setting the policy up, and when your family needs to claim on it.
More about how I work →Journal
Straight answers to the questions I get asked most.
Tell me your situation.
Two minutes now. I'll come back to you within one working day with a straight answer on what you need and what it’s likely to cost.